Kenya

SASRA report shows Sacco mortgage lending fell $21m in 2025

Analysis$21mThursday 29 October 2026

The Sacco Societies Regulatory Authority's latest industry report shows Sacco mortgage lending dropped by about $21 million (KSh2.7bn) in 2025. The regulator says Saccos still struggle to make mortgages a key product despite rising housing finance demand.

Regulator data signals that Sacco mortgage lending is contracting even as housing demand grows, which matters for lenders targeting this segment.

Key facts

Event: Analysis
Date: Thursday 29 October 2026
Regulator: Sacco Societies Regulatory Authority
Amount: $21m (KES 2.7bn)Converted at the reference rate for Thursday 29 October 2026

Original reports

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